We don't broker loans. We design capital structures across 15+ banks & NBFCs — higher approvals, lower rates, faster disbursement. Built for India & abroad.
LOANS FACILITATED
STUDENTS FUNDED
LOWER THAN MARKET
vs 3 weeks at banks
across 15+ lenders
₹68L sanctioned in 4 days, 9.2% rate
Banks evaluate your past. We engineer your future. Here's how we stack up.
| FEATURE | ● HOUSE OF CREDIT | TRADITIONAL BANKS | OTHER NBFCS |
|---|---|---|---|
| Approval rate | ✓ 92% (multi-lender) | ✕ ~40% | ✕ ~55% |
| Avg. sanction time | ✓ 48 hours | ✕ 2–3 weeks | ✕ 5–7 days |
| Interest rate | ✓ 8.5% – 11.5% | ✕ 10.5% – 13% | ✕ 11% – 14% |
| Collateral required | ✓ Optional | ✕ Mostly mandatory | ✕ Sometimes |
| Course coverage | ✓ Tuition + living + travel + visa | ✕ Tuition only | ✕ Partial |
| Co-applicant required | ✓ Flexible | ✕ Mandatory | ✕ Mandatory |
| Repayment design | ✓ Income-aligned + moratorium | ✕ Standard EMI | ✕ Standard EMI |
From tuition to relocation, certifications to executive education — every layer of your career growth, fully covered.
UG, PG, diplomas, and professional degrees — flexible EMI design aligned with local income cycles.
USA, UK, Canada, Europe, Australia. Full cost financing with repayment aligned to global earning potential.
Executive MBAs, AI/Data certifications, leadership programs.
We finance the founder, not just the startup.
Structured education benefits for companies investing in employee growth.
Diplomas and certification programs.
Pre-admission sanctions, full-cost financing, and lender mapping across the world's top study destinations.
200+ universities
MAX FUNDING150+ universities
MAX FUNDING80+ universities
MAX FUNDING60+ universities
MAX FUNDING70+ universities
MAX FUNDING30+ universities
MAX FUNDING40+ universities
MAX FUNDING15+ universities
MAX FUNDINGMost platforms ask: "Are you eligible for a loan?" We ask: "What capital structure best supports your future income?"
lower than traditional
Defines how much and what type of capital makes sense.
Ensures repayment sustainability — not stress.
Highest approval probability + lowest friction.
Speed + precision + success rate.
Move the sliders. We'll calculate EMI, total payable and interest impact across tenure.
across India & abroad
since inception
vs 40% at banks
vs 3 weeks at banks
We are not lead generators or loan brokers. We are capital structuring partners — execution > advice.
Define goal, ROI and ideal capital outcome.
Structure loan amount, tenure, EMI intelligently.
Sharpen profile for highest approval probability.
Match best capital sources across our ecosystem.
Negotiate the best rates, terms and structure.
Funds released on time — admission timelines met.
MS Computer Science · Carnegie Mellon
MBA · IIM Bangalore
Founder · D2C Startup
The difference between a good decision and a great outcome — is how you finance it.
Anywhere from ₹50,000 to ₹75 Lakhs+ based on your profile, course and lender eligibility.
Not always. Many lenders offer non-collateral financing depending on profile strength.
Our digital pipeline + multi-lender ecosystem allows rapid approvals — often within days, aligned with admission timelines.
Yes. Our 100% cost financing model covers tuition, accommodation, travel, visa and living expenses.
We design moratoriums during the study phase, with income-aligned EMIs once you start earning.
Absolutely. We finance the founder — global MBAs, accelerators, leadership courses — using NBFC, banking and government channels.